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Hospital and Medical Care Association (HMCA) Membership

The Standard Motor Club supports and recommends Membership of the HMCA.*

Here is a recent review of the Service provided to a Club Member by this Association:

Hi Lynda,


Just thought you might like to know the experience I had with HMCA, the private health insurance company recommended/advertised by The Standard Motor Club.

I have been with this company for a few years now. I was diagnosed with Carpal Tunnel (Pins & needles in both hands)  Once all the tests were done by GP.  I phoned HMCA who were very helpful . My GP verified the problem & I booked in to see the surgeon whom had been recommended at the local Spire Hospital.

A price was given for both hands to be operated on at the same time, for the price of one & a half. If I had one hand done at a time on separate occasions it would have cost me a lot more  & I would have been out of action for double the amount of time as well.  (It’s not just the supermarkets that do deals!)

I then contacted HMCA, again helpful, no complicated switchboard. They agreed to pay the full amount I was insured for as an outpatient. I had to top it up, but no problem. HMCA contacted Spire who I gather, they have an agreement with guaranteeing payment.

It should be noted that NHS waiting list was at least 18 weeks, this would have taken me into the rally season that I didn’t want to miss!            I went in for pre-med & operation at 7.00am & home by 11.00am  Operation was a success & no problem with HMCA paying the hospital.

So thank you Standard Motor Club for recommending HMCA for private health insurance.

Verified Member Review

* Please note: The Club receives a small initial commission if you take out a policy via our exclusive link. We believe HMCA offer highly competitive rates and are highly respected within the medical insurance industry.


Don’t be shy – why not tell us the story behind YOUR Standard and include some Photos? Please fill in this form HERE.

The feature will be preserved here forever.

Phil Homer


Standard Motor Club



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